Michigan Bankruptcy Attorney Walter Metzen

 

Board Certified Michigan Bankruptcy Specialist

Detroit Chapter 7 and Chapter 13 Consumer Bankruptcy Filings

 Certification: "A voluntary process instituted by a nongovernmental organization by which
    individuals are recognized for [specific], sometimes advanced, knowledge and skills."

     - National Organization for Competency Assurance, Washington, D.C.


 

WALTER METZEN IS ONE OF ONLY A HANDFUL OF BOARD CERTIFIED CONSUMER BANKRUPTCY LAWYERS IN MICHIGAN

Bankruptcy in Michigan is a difficult and demanding process. Often, when bankruptcy becomes necessary, it is the result of some unforeseen event or external circumstance beyond an individual's or married couple's control. Bankruptcy is not a “quick fix” and can involve some very complicated areas of law. For the most part, federal law governs bankruptcy in the United States, although several states have peculiarities unique to those states. Because bankruptcy law is mostly federal, the American Board of Certification was created to develop an examination and a set of standards that can be used nationwide to measure an attorney’s competence in bankruptcy law. Some states have laws that prevent an attorney from advertising legal specialties and Michigan is one of them. Only Board Certified Bankruptcy Specialists may advertise themselves as professionals.

Ask if your attorney is a Michigan Certified Consumer Bankruptcy Specialist by the American Board of Certification.

If you are interested in obtaining the names of certified consumer or business bankruptcy specialists in your area, or in obtaining a free directory of certified specialists, please contact the American Board of Certification.

You expect certification from your doctor - expect it from your lawyer too.

Board Certification means that the certified attorney has met rigorous, objective standards and has demonstrated knowledge in bankruptcy and/or creditors' rights law. Hiring an attorney with expertise in any specialized field of law can be a bewildering experience. As a client, you want to make sure your counsel is experienced in the particular field. Unfortunately, prospective clients usually have little objective criteria on which to rely.

The American Board of Certification's (ABC) programs are designed to identify and recognize those attorneys in consumer or business bankruptcy who have met or exceeded rigorous certification standards relating to experience, continuing legal education, integrity, and peer review; in addition to demonstrating a sophisticated understanding of the law in their specialty area.

The goal of ABC is to provide meaningful information to those seeking legal services to enable them to make informed decisions in selecting experienced counsel.

To become certified as a bankruptcy specialist by ABC, an applicant must successfully complete a comprehensive day-long written examination covering (1) general bankruptcy/creditors' rights law (2) legal ethics, and (3) substantive questions in the specialty area. In addition, each applicant must show significant experience in legal matters and a substantial dedication of their practice to such matters, as well as providing professional references and participating in at least 60 hours of continuing legal education over a three-year period.

What Does Board Certification Mean?

It means that the certified attorney has met rigorous, objective standards and has demonstrated knowledge in bankruptcy law. Hiring an attorney with expertise in any specialized field of law can be a bewildering experience. As a client, you want to make sure your counsel is experienced in the particular field. Unfortunately, prospective clients usually have little objective criteria on which to rely. The American Board of Certification’s (ABC) programs are designed to identify and recognize those attorneys in consumer or business bankruptcy who have met or exceeded rigorous certification standards relating to experience, continuing legal education, integrity, and peer review, in addition to demonstrating a sophisticated understanding of bankruptcy law.

The goal of the ABC is to provide meaningful information to those seeking bankruptcy law services to enable them to make informed decisions in selecting experienced bankruptcy counsel.

What is The ABC?

The American Board of Certification is a non-profit organization dedicated toserving the public and improving the quality of the bankruptcy bar. It is the only national bankruptcy certification program, offering certification in business and consumer bankruptcy law and creditors’ rights law. The ABC’s Business and Consumer Bankruptcy Certification Programs are accredited by the American Bar Association. The ABC is sponsored by the American Bankruptcy Institute, and the Commercial Law League of America. The ABC Board of Directors consists of many of the nation’s finest bankruptcy and creditors’ rights lawyers, former judges, and law professors. ABC certification encourages bankruptcy attorneys to strive toward excellence and recognizes those attorneys who have met the ABC’s rigorous standards.

How High Are The Certification Standards?

To become certified as a bankruptcy specialist by the ABC, an applicant must successfully complete a comprehensive day-long written examination covering(1) general bankruptcy law, (2) legal ethics, and (3) business or consumer bankruptcy. In addition, each applicant must show significant experience in bankruptcy law matters and a substantial dedication of their practice to such matters, as well as providing professional references and participating in at least 60 hours of continuing legal education over a three-year period.

Recertification

Initial certification is for a period of up to five years, after which certified bankruptcy attorneys must show that they continue to have active bankruptcy practice, have participated in continuing legal education, have good standing in the legal profession, and can provide peer references.

You Have a Choice

When you are considering hiring a bankruptcy attorney, you have a right to know which attorneys have met the ABC’s stringent standards. Why settle for anything less?

Walter Metzen, Board Certified Consumer Bankruptcy Lawyer in Michigan will provide, free of charge as part of your free initial Bankruptcy Analysis, a means test calculation to determine if you are eligible for Chapter 7 Bankruptcy.  Nearly 90% of the people who walk through my door are eligible to file a Chapter 7 Bankruptcy in Michigan and get a permanent discharge of their debt. With Chapter 13 Bankruptcy in Michigan, we can develop and affordable repayment plan to fit every budget.

 

 

 Contact me, bankruptcy attorney Walter Metzen to learn more about how I can help you get a Fresh Financial Start!.

 Be sure to Obtain a copy of your Credit Report after your Michigan Bankruptcy Filing and check it for Mistakes.

Contact me, bankruptcy attorney Walter Metzen to learn more about how the new Chapter 7 bankruptcy law may affect your case. I offer a free initial consultation so we can discuss your case personally.

We are a Debt Relief Agency helping people file for bankruptcy relief under the Bankruptcy Code. Let us help you decide if bankruptcy is right for you.

 

Ten Tips on Choosing a Bankruptcy Lawyer Michigan Bankruptcy Attorneys

If there's anything worse than filing for bankruptcy, it's having to do so and then hiring the wrong attorney for the job. For many lawyers, bankruptcy filings have become a volume business, and debtors facing bankruptcy sometimes unfortunately obtain inferior legal services. For this reason, you'll need to do some research before hiring a bankruptcy lawyer.

Here are 10 tips to help you find the best attorney to handle your bankruptcy filing:

1.       Ask lots of questions. Once you have some candidates in mind, ask them the following questions (The answers to each of these questions are critical, so if you get evasive answers, it's probably a red flag that this is not the firm for you):

         What certifications do you have?

         How many bankruptcies have you handled?

         How many do you handle in a month or year?

         Of those, how many are business filings?

         How much access will I have to you during my filing?

         If I'm not working directly with you, who will I be working with?

         Can I interview the person with whom I would be working?

         What time frame do you have for this bankruptcy?

         How will the procedure work?

2.       Don't procrastinate. The idea of hiring a bankruptcy attorney has all the allure of having teeth pulled. But don't let this prevent you from beginning your investigation for a good lawyer as soon as you know you're going to need one. Waiting until the last moment won't give a good attorney enough time to adequately prepare your case.

3.       Don't hire the cheapest lawyer. Obviously, in this circumstance you don't have a lot of cash to spare. But like most things in life, you get what you pay for. You want a lawyer who knows the system, and who will do the best job of representing you. That may end up costing a little more. Your local bar association can probably help you determine whether a proposed fee is fair and in line with local standards. Anybody who charges too much or too little probably shouldn't be your lawyer of choice.

4.       Seek the advice of other legal professionals. Ask yourself which business acquaintances you know, who might in turn know a good bankruptcy lawyer. If you have a personal attorney, that's a good place to start. Understand, however, that bankruptcy law is a specialty. If your lawyer offers to handle the case as part of your usual retainer, be certain he knows his way around bankruptcy court.

5.       Spend a day at bankruptcy court. Observing bankruptcy attorneys in action might give you an idea of the type of lawyer you want representing you. At the court you can also find out which local attorneys specialize in this form of law.

6.       Find out who sits on your local bankruptcy court panels. The only lawyers you'll find on this panel will be well-respected attorneys who regularly appear in bankruptcy court. Also, get the names of lawyers on the local bankruptcy court's debtor or creditor committees. People on these committees do it to attract business, but they also take their work seriously.

7.       Visit law offices. An office appraisal can give you vital clues as to how a lawyer would handle your case. Look around the office and see how well organized it is. Is it neat, or are there coffee-stained folders strewn about the floor? You wouldn't go to a doctor with a dirty examining room; don't hire a lawyer with a disorganized office.

8.       Evaluate the responses thoroughly. As mentioned, bankruptcy law can be a volume business, which means the time you'll actually spend with a specific attorney might be minimal compared to what you spend with a clerk or a paralegal. This is yet another reason to conduct a thorough interview process, and to carefully evaluate the responses. Did each candidate answer you fairly and in sufficient detail? Do both the attorney and the firm have the expertise you need? Do they appear overworked already?

9.       Get fee specifics. Find out exactly what's included in your lawyer's fees and what isn't. In some complicated proceedings, for example, a forensic accountant may be needed. If that's the case, is it included in your charges or is it an additional fee?

10.   Stay involved. Once you hire a lawyer, don't be content to let him or her handle it alone. Double-check all filings. Did any of your creditors get dropped off the list? Staying on top of your bankruptcy filing will help ensure that the proceedings go smoothly and will keep your lawyer on his or her toes.

 

Michigan Bankruptcy Attorneys   Detroit Bankruptcy Lawyers


Bankruptcy Basics - For Cases Filed on or after October 17, 2005 (pdf)
Bankruptcy Basics - For Cases Filed before October 17, 2005 (pdf)


   

Contact me, Detroit bankruptcy lawyer Walter Metzen today to schedule your free initial consultation. I also offer clients flexible appointment times and same day appointments if necessary. Get in touch with me today to learn how filing bankruptcy may be beneficial for you and your family. Why should you hire a Board Certified Bankruptcy Specialist? Click Here. My office has handled over 10,000 bankruptcy cases in Michigan and will apply this experience to your case as well. My office prides itself on fast, detailed, personal service. There are many different aspects to a bankruptcy case. Some of the different aspects are listed on the links below for you to explore. If you have any questions while exploring this site or would like a free personal bankruptcy consultation, contact my office at (313) 962-4656 or toll free 888-777-FILE.
 

 Contact me, bankruptcy attorney Walter Metzen to learn more about how I can help you get a Fresh Financial Start!.

 Be sure to Obtain a copy of your Credit Report after your Michigan Bankruptcy Filing and check it for Mistakes.

Contact me, bankruptcy attorney Walter Metzen to learn more about how the new Chapter 7 bankruptcy law may affect your case. I offer a free initial consultation so we can discuss your case personally.

We are a Debt Relief Agency helping people file for bankruptcy relief under the Bankruptcy Code. Let us help you decide if bankruptcy is right for you.

Bankruptcy attorney Walter Metzen represents clients throughout Southeast Michigan, including the communities of Detroit, Southfield, Warren, Roseville, Farmington Hills, Ann Arbor, Belleville, Canton, Clinton Township, Dearborn, Dearborn Heights, Hamtramck, Highland Park, Holland, Howell, Lincoln Park, Livonia, Macomb, Northville, Plymouth, Port Huron, Redford, Rochester, Saginaw, Southfield, Sterling Heights, Taylor, Trenton, Troy, Westland, Wyandotte, Ypsilanti, Mount Clemens, Howell, Oakland County, Macomb County, Wayne County, Washtenaw County, Livingston County, and all of the surrounding areas.